For Federal Employees, their Spouses & Retirees
Male Non-Smoker Rates
The Premium Rate at the time of purchase, will remain the same for the full policy term.
15 Year Term 20 Year Term 15 Year Term 20 Year Term 15 Year Term 20 Year Term
  $100,000.00 $100,000.00 $250,000.00 $250,000.00 $1,000,000.00 $1,000,000.00
Male Age
When Purchased
Monthly Premium Monthly Premium Monthly Premium Monthly Premium Monthly Premium Monthly Premium
30 $9.98 $11.64 $11.20 $13.56 $27.56 $37.19
35 $9.98 $11.64 $11.38 $14.44 $28.44 $39.81
40 $11.99 $14.61 $13.83 $18.38 $38.06 $56.44
45 $17.59 $21.00 $23.45 $29.75 $76.56 $101.06
50 $24.41 $29.66 $35.70 $44.19 $123.81 $154.44
55 $33.60 $41.74 $50.75 $67.38 $185.06 $252.44
60 $52.15 $69.48 $84.00 $114.63 $318.06 $439.69
65 $89.08 $128.45 $152.08 $221.81 $588.44 $830.81
70 $186.11 $219.80 $290.28 $418.03 $1,143.19 $1,597.31
75 $344.49 N/A $661.06 N/A $2,614.94 N/A
Female Non-Smoker Rates
The Premium Rate at the time of purchase, will remain the same for the full policy term.
15 Year Term 20 Year Term 15 Year Term 20 Year Term 15 Year Term 20 Year Term
  $100,000.00 $100,000.00 $250,000.00 $250,000.00 $1,000,000.00 $1,000,000.00
Female Age
When Purchased
Monthly Premium Monthly Premium Monthly Premium Monthly Premium Monthly Premium Monthly Premium
30 $9.63 $10.24 $11.20 $12.51 $26.69 $32.81
35 $9.80 $10.50 $11.20 $13.13 $27.56 $35.44
40 $11.64 $12.34 $13.83 $16.45 $38.06 $48.56
45 $14.00 $15.84 $19.08 $24.06 $59.06 $78.31
50 $17.15 $21.00 $25.64 $33.08 $85.31 $115.06
55 $22.84 $28.88 $35.26 $51.89 $118.56 $184.19
60 $37.28 $45.94 $55.13 $78.75 $201.69 $297.94
65 $61.86 $81.20 $92.75 $142.19 $351.31 $549.06
70 $93.10 $154.79 $173.69 $252.44 $670.69 $992.69
75 $185.33 N/A $381.50 N/A $1,508.06 N/A

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